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Compound Growth Calculator

The math nobody shows you: where your trading account actually lands at X% per month — including a realistic drawdown stress test.

Final balance
$105,836
Total contributed
$28,000
Pure profit
$77,836
After 20% drawdown at midpoint
$87,482
Compound path With drawdown

Why compounding is the trader's superpower

Returns don't add — they multiply. 5% per month is not 60% per year, it's 79.6% per year. Run that for 5 years on a $10,000 account with $500/month deposits and you're looking at a meaningful 6-figure number. Run it for 10 years and the chart goes vertical.

But there's a catch. Drawdowns matter exponentially more on a bigger account. A 20% drawdown on $10,000 is a $2,000 lesson; the same 20% on $250,000 is a $50,000 punch in the face. Use the drawdown stress test to see what one realistic bad month does to the curve. Plan for it before it happens.

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